Q. My fixed rate is up on my mortgage next month and it looks like I am going to be facing a significant increase in my repayments. My adviser is recommending that I switch mortgage for a better rate, but I don’t want to go through all that again. Is there way to bring down my
Q. I have recently sold my business and intend to take my time deciding what to do next. I may or may not go back to full time work and I’m considering drawing down my pension, getting 25 per cent tax free and then using some or all off my remaining pension funds to buy a
Administrator/Trainee Mortgage Adviser Southeast Mortgages & Financial Services, Gorey, County Wexford Southeast Mortgages & Financial Services were established in 2013 and have quickly become one of the most successful financial services companies in the Southeast. We are growing fast and now is your chance to get in and be part of the excitement. Job description
Q. My father keeps telling me to start my pension, but I think it’s too soon as I am still young, not on a high salary and have many other priorities. Is it important to start a pension now? A. For most people, talking about pensions is like watching paint dry. Boring they may be,
Q. We’re first-time buyers hoping to buy or build later this year. We were leaning towards a new house, to take advantage of the various schemes available. However, we’ve been told that we would be better off buying second-hand rather than buying or building a new house. What do you advise? A. This is a common
Q I bought my home almost three years ago and the three year fixed rate is up soon. The interest rate I was on has risen from 2.4pc to 5.25pc. I’m really worried as this is a massive increase and I’m not sure that I’ll be able to afford it. Is there anything I can
Q. I’ve recently completed home improvements and brought my family home up to a BER rating of B2. I now have a mortgage and a home improvement loan and was looking to combine them to reduce my outgoings. I’ve heard about Green Mortgages. Should I get one and is it worth it? Anyone fortunate enough
My New Year’s resolution is to stop being such a disaster with money. I want to save money and stop living day to day while waiting on my next salary payment to pay my last bill. What should I do? While a big part of learning how to save money is down to determination and
My New Year’s resolution was to finally clear some debt and get my finances in order but I’m already falling back into bad habits. Buying coffees, eating out and spending more than I earn. How can I ensure that this is a resolution I can stick to? Many of us treat our bank accounts like
I’m doing house renovations. Can you offer financial advice? Q I’m looking to do some renovations on my house. Nothing major, some landscaping, painting and decorating etc. but I’m unsure as to how best to finance this. My bank offered me a personal loan of 50k and I presume my Credit Union would at least