Retirement stats worth noting
Some interesting findings from a recent report from Telda, show that those in retirement with a higher income experience a higher quality of life. Three in ten with low income say that a shortage of money prevents them from doing what they want to do, in comparison to one in ten with a high income. Another finding showed that three in ten retirees say that shortage of money never prevents them from doing what they […]Read More
How does sick pay work?
I am concerned that I may get sick and not be able to work. I think I get some sick pay in work but don’t know the details. Other than ask my employer, what should I do? Your health is your wealth. Many people now have private health insurance and coverage is growing slowly. It’s worth bearing in mind that not that many people could ever afford it. So what else could you be doing […]Read More
How do I pay for college in Ireland?
My child is staring college in a few years and I am worried about the costs. How much do I need and what are my options? College costs are rising, so start saving now The cost of putting a child through college is increasing. If you have young children, you need to take action now or as soon as possible. This was very much on the minds of the parents of students during this years […]Read More
Do I need to make a will?
Why do I need a will? I have been meaning to talk to my solicitor about a will for some time now but don’t really see the need. Sure, my wife will get everything if something happens to me, right? A Will is a vitally important thing to write. But an incorrect, badly drafted or obsolete Will can be a huge headache or even useless. A badly drafted or out-of-date Will can do more damage […]Read More
How good am I with my money?
We are all different when it comes to money, we ask ourselves how can we be better with our finances, how can we afford to live the way we want to but save a little too? we worry at times, should we be investing in the future or is it something to think about later in life? There are others who seem to know exactly how much the value of things are, they are the […]Read More
Ten Steps and you are there, mortgage approval
If you would like to know more about our simple ten step mortgage process, this week we would like to help you out. Firstly we will talk about how much you found out you can borrow, we will look at your current financial situation and crunch some numbers, from this step to the final one we will be here to walk you through the process. The next thing we will do is get you approval […]Read More
What is a mortgage?
Welcome to our first weekly blog that we hope will be helpful and informative in relation to your money matters in Gorey and the southeast of Ireland, we would like you to know that we are always available for a friendly no fuss chat. We can advice you in a common sense impartial manner as we deal with many companies, and can get you the best deal. This week our blog centers around mortgages, and […]Read More
New website launch Southeast Financial Services
Our new website went live on the 4th of May 2017, we were delighted to partner with WebArt Web Design Gorey on this exciting project. Our aim in re-vamping and giving our old website a brand new look is to enable our site to be more user friendly and give our customers a seamless browsing experience. Our layout is simple and easy to follow with each service we provide listed with easy access to reading […]Read More
Top 3 Tips
Please take a minute to read our 3 top tips for mortgage protection policies. Most mortgage protection policies are assigned to banks to cover loans from borrowers, but what most people don’t realise is that you don’t have to use the same company that provides the mortgage and you can change the provider at any time, if you can find a better price. There has never been a better time to review your cover. For […]Read More
Help to Buy Scheme for First Time Buyers
The help-to-buy incentive has been the focus of attention in the wake of Budget 2017 but especially since the scheme opened for applications in January but considerable confusion still surrounds the practicalities of how the relief will work. Put simply, to avail of this scheme you must be a first-time buyer, your mortgage must be for at least 70% of the value of the property, the property cannot be valued at more than €500,000, it […]Read More
It’s time to talk about tax already I’m afraid. If you are self-employed you must calculate your tax liability and make a payment by 31st October 2016 (12th November if registered with ROS) in respect of your: 1. Final Tax Assessment for 2015 2. Preliminary Tax for 2016 The good news… You can reduce your 2015 Final Tax liability and your 2016 Preliminary Tax liability by making contributions to a Personal Pension plan or to […]Read More
Who is going to fill their shoes?
Who is going to fill their shoes? Have you considered the impact the death of a key employee or business partner would have on your business? Business owners and their families throughout Ireland are facing this issue everyday. Some, however, are much better prepared than others. As a business owner, you protect your property, your vehicles and equipment. But have you considered what would happen to your business if you died prematurely and the financial […]Read More