Top reasons for carrying out a robust review of your finances right now.. Q Is it time to carry out a financial review? A Having just emerged from the Covid pandemic, with a degree of optimism, Europe was returned to a state of uncertainty and fear last year. The grim first year anniversary of President Putin’s
Q I’ve heard switching my tracker mortgage to either a long-term fixed rate or to a new provider might increase my chances of getting a better interest rate on my mortgage. Is it advisable to switch to a fixed rate now? A Unfortunately, there is no simple answer to this question and queries such as this
“Hey SEFS! We’ve worked hard and built us a good business. It’s not massive but we’re very proud of it and want to pass it to our children. What’s the best way to do that?” Though it can be analysed in various ways, there are two key (and very much intertwined) broad objectives that
Q I took your advice and fixed my mortgage but I’m still struggling financially after the recent interest rate increases as I left it late to fix. I need to supplement my income and I heard about renting out a few rooms in my house tax free. Can you please tell me more? A Sorry to
Income protection – why you should consider taking it out Q I am lucky to have a good job and get paid reasonably well, but I don’t get paid when I’m off sick. I constantly worry about being unable to pay my rent if I’m out of work for a prolonged period due to
How To Be Prepared For A Financial Emergency And Unexpected Bills Q: How should I prepare for a financial emergency? A: If you don’t have enough savings to fall back on, you should take action now to protect yourself from an unexpected bill. A third of us are living on the financial edge, with no
What is life insurance? I’ve been told that I need life insurance but as I don’t have any children do I really need it? Life insurance is a simple product designed to provide a lump sum or monthly income payment on death. It is designed to provide your dependents with financial security on your
We Are Hiring For Multiple Roles Southeast Mortgages & Financial Services, Gorey, County Wexford Southeast Mortgages & Financial Services were established in 2013 and have quickly become one of the most successful financial services companies in the Southeast. We are growing fast and now is your chance to get in and be part of the excitement.
Mortgage protection and the benefits of switching “I’m finding it really hard to keep up with these price hikes and am cancelling unnecessary expenditure. As I don’t have any dependents, I’m thinking of cancelling my mortgage protection as it is very expensive. Is this a good idea?” Mortgage Protection (MP) is a life insurance
Should I switch mortgage now and what are the steps? “Hey SEFS, I’m thinking of switching mortgage. Should I? What are the steps involved? – Get switching (or at least find out if it’s possible and worth your while) 1. We need to find out how much is owed on your existing mortgage, the