I heard interest rates are to rise this year and I’m worried about the increase costs now and in the years ahead. How can I cut my mortgage costs? This year, many of us will be thinking about ways to cut our regular outgoings. And for many, there’s no larger monthly bill than our
Q: I’m thinking of taking out a pension to save on tax and prepare for my retirement, but I hear that there is a new compulsory scheme coming soon. Should I wait? A proposed auto-enrolment retirement savings system could be introduced in Ireland within the next 18 months. The objective of this scheme is to
Why We Need Financial Education In Schools Today’s generation of school-leavers face arguably the worst set of economic circumstances if any generation. While we have seen unemployment as a whole fall over the last few months, the number of unemployed 16-24yr olds remains high. Those young people lucky enough to be in employment are facing
Q. I hear and see ads for Life Insurance all the time but don’t know how much cover I need or if I need any at all. Where should I start? – First you need to decide whether you really need life insurance then you need to find the right type. Once you get this
Q. My child is starting college in a few years and I am worried about the costs. How much do I need and what are my options? College costs are rising, so you should consider starting to save now. The cost of putting a child through college is increasing. If you have young children,
5 Major Mistakes To Avoid Making In The Mortgage Marketplace Your thinking, “Should I fix my mortgage now, switch to a new lender or stay on my current rate? I’m afraid of making a mistake and being stuck with a bad decision!” Well, the short answer is simple. Get advice from a financial broker. But
ICS cuts Interest Rates We are delighted to have access to a series of substantial rate cuts across PDH fixed and variable rates – effective 09 August 2021, that will allow ICS Mortgages customers to avail of the lowest rates in the market. They have lowered all our variable, 3 year and 5 year
When is the right time to look after yourself and your family? Most people benefit from seeing a financial adviser, but when are the best times in your life to see one? One answer is to say that you should visit an adviser whenever there’s a major change in your life. Marriage – Having children –
Just contact us and we’ll gather the information required to see how much you can save. We’ll then find the best rates and value for money and send you a free no obligation report. Nobody wants to pay more for anything than they need to. Whether you are a first-time buyer are on a variable
Welcome to the latest edition of our newsletter. As a company, we recognise the importance of staying in touch with you, our clients, and we hope that this newsletter will provide you with information on issues and topics of importance to you and your business. In each issue you will find information on a variety