Q. I’ve recently completed home improvements and brought my family home up to a BER rating of B2. I now have a mortgage and a home improvement loan and was looking to combine them to reduce my outgoings. I’ve heard about Green Mortgages. Should I get one and is it worth it? Anyone fortunate enough
My New Year’s resolution is to stop being such a disaster with money. I want to save money and stop living day to day while waiting on my next salary payment to pay my last bill. What should I do? While a big part of learning how to save money is down to determination and
My New Year’s resolution was to finally clear some debt and get my finances in order but I’m already falling back into bad habits. Buying coffees, eating out and spending more than I earn. How can I ensure that this is a resolution I can stick to? Many of us treat our bank accounts like
I’m doing house renovations. Can you offer financial advice? Q I’m looking to do some renovations on my house. Nothing major, some landscaping, painting and decorating etc. but I’m unsure as to how best to finance this. My bank offered me a personal loan of 50k and I presume my Credit Union would at least
Should I become a stay-at-home parent and what do I need to be aware of? Q I’m thinking of stopping work as I feel it’s just not worth it after I pay for childcare, etc. My husband earns a good salary and I think we’d be better off. Is there anything I should be aware of
I’m 30 next month and feel that it’s time I settled down and got serious with my finances, but where should I start? Turning 30 can signify a shift in thinking, for many, especially when it comes to finances. From buying a home to pensions, get on the right path early and your finances will
Q My son is very lucky as my parents want to give money to me for him when he’s older. They’d like it to be used for college fees, etc. I believe it will be about €200pm. I heard there is a tax efficient way to do this. Can you point me in the right direction
Q I’ve just turned 50 and I want to retire early. How can I make that happen? You are not alone, research from pension providers Royal London Ireland found over a third of Irish people would retire at 60 if they could, and a fifth saying they would “stop working today if finances allowed”. Twice
Top 10 queries financial advisers encounter on a daily basis – part two Welcome back to Part 2 of my series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. Last week I covered Mortgages Protection, Life Assurance and Savings and Investments to name
Top 10 most common queries financial advisers encounter – part one of a two-part series! This is the first of a two part series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. There will be something in this for everyone, but let’s