The Benefits of Financial Planning

One thing we all have in common is how complicated our financial affairs have become. Given the increasing complexity of regulations attached to financial products, falling deposit rates and the pension crisis the country is facing, professional financial advice has never been more important.

The value of receiving regular financial advice is clear. With more money invested and greater financial security, people feel more in control and therefore have greater confidence in their finances, both now and in the long-term. Advice from a professional can provide reassurance about your financial situation and show the real value of advice.

Surveys show that those who have used a Financial Broker:

  • have nearly double the savings and investments than those who don’t
  • are more than twice as likely to have a pension
  • are more financially protected as result of holding more financial products
  • feel more financially confident and also feel more confident about their financial future

The numbers show how much better off those who get advice are than those that don’t. However, the value of professional financial advice and its effects goes far beyond this. We all want to be confident when making decisions about our finances and we want to have an adviser who understands our personal circumstances – what we have today and what we want for the future.


Southeast Financial Services provide independent advice at all times. We are not linked exclusively to any one insurer. When finding the right product and policy for you, we compare and contrast the market to identify which policy is most suitable and appropriate for your needs. We also produce our reasoning behind this in the form of a Statement of Suitability, a copy of which is provided to you as business is transacted.


What does Independent mean?

The Consumer Protection Code states that the term “Independent” may only be used by an ntermediary in its legal name, trading name or any other description of the firm where the principal activities of the Intermediary are provided on the basis of a fair analysis of the market, and that the Intermediary allows the consumer the option to pay in full for its services by means of fee.


What is a Financial Broker?

An expert in financial matters, a Financial Broker provides services to both companies and individuals. Services can include: personal financial planning, life cover, serious illness cover, income protection, health insurance, savings, investments, pensions, retirement planning, business financial planning, inheritance tax planning, and mortgages. Financial Brokers differ from Insurance Brokers whose services typically include house insurance, car insurance and commercial insurance.


Why use Southeast Financial services?

Firstly, we will take time to get to know you, your personal circumstances and your financial goals. We will discuss your options and help you come up with a financial plan. Secondly, they will research products that match your needs from the range of companies they deal with, providing a “fair analysis” of the relevant market.

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